Credit card settlement is a financial agreement between a borrower and a creditor in which the borrower pays a lump sum that is less than the total amount owed. This solution is usually considered when the cardholder is unable to repay the full outstanding amount due to financial hardship. The lender agrees to accept this reduced payment as a “full and final” settlement, thereby closi... https://loansettlement.net/services/credit-card-debt-settlement/